Net Worth Calculator
Calculate your net worth by subtracting liabilities from assets.
Calculator
Your net worth is $135,000.
Total assets
$335,000
Total liabilities
$200,000
Net worth
$135,000
Projection
What is net worth?
Net worth is the single best measure of your overall financial health — it is everything you own (assets) minus everything you owe (liabilities).
Example
If you have $150,000 in assets (home, savings, investments) and $80,000 in liabilities (mortgage, loans), your net worth is $70,000.
Money-saving tips
- •Track your net worth over time — the trend matters more than the number.
- •Pay down debt and invest to grow net worth simultaneously.
- •Include retirement accounts but exclude primary residence if you prefer a liquid net worth view.
Common mistakes
- •Counting future income as an asset.
- •Forgetting to subtract the mortgage principal from home value.
Financial definitions
- Assets
- Everything you own that has monetary value.
- Liabilities
- Everything you owe to others.
Frequently asked questions
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Estimated reading time: 5 min