Investing

Investment Growth Calculator

Project how your investments grow over time with regular contributions and expected returns.

Calculator

$
$
%
years

Final balance

$81,164.97

Total contributions

$10,000

Interest earned

$71,164.97

Projection

What is investment growth?

This calculator projects investment growth using compound returns and regular contributions, helping you plan for long-term goals like retirement.

Example

Investing $300/month at 8% for 25 years grows to about $286,000, with $196,000 of that being investment gains.

Money-saving tips

  • Use 6-8% for a diversified stock portfolio, adjusted for inflation.
  • Increase contributions annually to accelerate growth.
  • Keep investment fees low — they compound against you.

Common mistakes

  • Assuming unrealistically high returns.
  • Ignoring inflation when projecting future value.

Financial definitions

Diversification
Spreading investments across assets to reduce risk.

Frequently asked questions

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Estimated reading time: 5 min